For me it was when i was 12 (I think it's 6th grade ?) I was "going out" with a boy and someone didnt liked him so bc i was his girlfriend he started to insult me. When i was passing beside him with my group to the bus, he called me a "Cassos" ( wich means "social case" in french. Its original meaning is not for insult but insulting someone of that......
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