First story was the best! Player seme turns out to be nice and then turns into lover. I understand, it's easier to hate someone when he's a bad person, but so much harder when he's a nice and charming person. Second story was swimming sempai and kouhai; I was expecting pool or swim trunks sex, but I didn't get that. Oh well. 3rd story, being a lover to pay off a debt. Not sure if there's any love going on there, if it was longer probably could have progressed to love, maybe.
Miteranneeyo