Well he is trying to fool Yeonmin into thinking he is a mere secretary, so maybe he's trying to do something different than just giving/transferring money? Like offing those loan sharks ╮( ̄▽ ̄)╭
in later chapter he will give him a black credit card for yeomin to use and yeomin telling him no because he knows it's from his hard earned money. but he still give it to yeomin to use.
all this talking but i don’t see 20 million dollars deposited into mcs bank account omg slow ass ml hurry up we know u have it