So is this chapter a flashback??? Cause I don’t get.

Yes it’s a flashback. Refer back to chapter 1 when trin was having sex with someone while he was blindfolded. This whole time trin thought he had sex with some old dude, but this chapter is a flashback and showing that he actually had sex with panther

lol yeon* idk why my phone autocorrected it to trin

Yes , he was thinking about the time where he was still a rookie in the loan lender thing and he had a night stand with panther.

Thanks guys! This clears things up a lot.