Feel like many miss the point of chapter 56. Tj monologue led to the scar scene for a reason. This isn't showing how strong their bond is. It's showing how tj used this moment to let Ian believe he is in debt to tj when it's built on a lie. Tj was not there save Ian as Ian thought he was. So hence tj saying the "debt = insurance policy"
Feel like many miss the point of chapter 56. Tj monologue led to the scar scene for a reason. This isn't showing how strong their bond is. It's showing how tj used this moment to let Ian believe he is in debt to tj when it's built on a lie. Tj was not there save Ian as Ian thought he was. So hence tj saying the "debt = insurance policy"